India,
August 13, 2026 : Unlimit Mobile, a
global eSIM connectivity brand owned by Zetexa Global, an India-based travel
ancillary company, has established a referral partnership with ICICI Bank Canada
and RBC Royal Bank for Indian students applying to study in Canada. Under this
partnership, Unlimit Mobile connectivity credits will be packaged along with a
Student Guaranteed Investment Certificate (GIC) - a crucial part of the student
GIC application process - offering students a convenient, referral-linked
solution for their entire study permit journey.
How
the Program Works
A
Student GIC is a financial product accepted by Canadian immigration authorities
as proof of funds for a student visa application. Indian students enrolling for
higher education in Canada can register using Unlimit Mobile's
referral link, which leads them to ICICI Bank Canada's SPP (Student Partners
Program) online portal. During the application process, students would have the
option to select if they have been referred by a consultant/agent. By answering
'yes' and providing the tracking codes, the referral can be traced and the
award allotted.
Once
the student provides their documents and submits the application, ICICI Bank
Canada provides the account number and remittance instructions instantly. Most
provinces require a remittance amount of CAD 23,120, according to the student
GIC guidelines, although this may vary province wise. Following the KYC
completion the bank permits a funding of up to CAD 50,000.
A
payment may be made from either the student's bank account in India or their
parent/spouse's bank account. The payment may be divided into a maximum of two
transactions.
It
generally takes 2 to 4 days for funds to reflect in the student's ICICI Bank
account, post which the ICICI Bank Canada Certificate is provided in another
day.
The
mandatory KYC can be done with documents such as Aadhar card, PAN card, driving
licence, voter ID, birth certificate and recent utility bills/bank statement
not older than two months as long as these have been issued under the students
name and the address/ DOB match is provided to the bank.
The
RBC Phase and Arrival Actions
The
second phase commences upon arrival in Canada. The student may activate their
account online via the ICICI Bank Canada SPP app/website using their account number,
passport number and date of birth provided during the ICICI application process
and then open an RBC Royal Bank account by using the provided Referral Document
from the previously mentioned stages. Post this, all GIC installments would be
directly transferred and credited to the student's RBC bank account.
Students
opening an RBC student account are provided a student credit card with a credit
limit of CAD 2,000, no prior Canadian credit history required, and no annual
fee, alongside 2% cashback on groceries and 1% cashback on other eligible
transactions. Students also get a nationwide network of over 1,200 branches and
4,200 ATMS. Students can opt to have their GIC money transferred into their RBC
bank account in a single tranche or installments based on their setup of the
ICICI GIC. Following 12 months, the ICICI Bank Canada account will continue as
a no-fee remittance account for ongoing India-Canada bank transfers, as
provided in Unlimit Mobile's partners page.
The
Connectivity Incentive
The
reward component of the partnership where Unlimit Mobile holds brand identity:
CAD 120 is given as redeemable Unlimit Mobile credits (coins) to the Unlimit
Mobile wallet upon opening, funding and verification of the student's GIC
account. These credits are non-redeemable and can only be used against Unlimit
Mobile's phone bills (up to 50% off the monthly bill amount); for example,
students with a CAD 40 monthly bill will have CAD 30 from the coin balance
applied, using up to 50% of the bill amount and paying the remaining CAD 20 by
cash or card, leaving CAD 10 of credits for future use.
The
referral benefit is applicable for applicants from India, China, The
Philippines, Vietnam, Morocco, Senegal and Nepal. The Indian student market
represents one of the top origin countries in Canada's GIC program.
Zetexa's
standpoint
Zetexa
Global, through its brands Unlimit Mobile, ZetSIM (B2B, white label and API
based B2B eSIM platform) and its various airport ancillary services like Meet
& Greet, Fast Track and Business lounge access now extends their reach
beyond travel planning and into the pre-departure, student-centric application
journey. This partnership comes as the outcome of a noticeable shift where
ancillary services providers are beginning to bundle services such as SIM
connectivity, remittance and travel document management alongside visa
consultation rather than offering these separately.
"While
the GIC and visa application are only the first milestone for most students
from India, maintaining connectivity and secure banking facilities upon arrival
are a primary concern for them. By integrating Unlimit Mobile into the
onboarding and banking processes with ICICI Bank Canada and RBC Royal Bank, we
are assisting students even before they complete the formalities of leaving
India," commented Amit Agarwal, Founder & CEO, Zetexa Global.
"This
partnership is a natural extension of our approach to travel ancillary
services, where banking, connectivity and on-ground support should not be independent
decisions. We are excited to be part of the ICICI Bank Canada and RBC ecosystem
for outbound students," said Amit Agarwal, Founder & CEO, and Srujan
Yeleti, Founder & COO, of Zetexa Global.
ICICI
Bank Canada also provides a digital refund service through the SPP portal if a
visa application is rejected after the GIC has been funded, as stated in the
program's published terms.
About
Zetexa Global
Zetexa
Global is an India based travel auxiliary company that owns international eSIM
brands such as ZetSIM and Unlimit Mobile and provides white label and API based
solutions for the telecom and banking industry through their B2B eSIM platform
and airport ancillary services such as Meet & Greet, Fast Track and
Business lounge access.