Trivandrum,
February 14, 2026 : Muthoot FinCorp
Limited (MFL), the flagship financial services
company of the 138 year old Muthoot Pappachan Group (Muthoot Blue), along
with its subsidiaries Muthoot Microfin Limited (MML) and Muthoot Housing
Finance Limited (MHFL), announced its financial results for the Q3 of FY
2025–26, reflecting broad based growth, disciplined execution, and
sustained customer trust.
Consolidated:
For FY 2025-26 (till December 2025), consolidated AUM stood at ₹64,279.48
crore, consolidated PAT reached ₹1,183.59 crore, and consolidated
revenue stood at ₹7,871.83 crore.
Standalone:
The standalone performance also remained strong, with AUM at ₹48,122.22
crore, PAT at ₹1,056.65 crore, and revenue at ₹5,733.01 crore
till December 2025.
In
Q3 FY 2025-26, Muthoot FinCorp Ltd. delivered continued momentum with
consolidated PAT at ₹553.23 crore and revenue at ₹2,899.29 crore.
On a year-on-year basis, revenue increased by 23.26 percent and PAT
improved by 47.73 percent compared to Q3 FY 2024–25.
The
standalone company also demonstrated strong asset quality and profitability
ratios, with GNPA at 1.34 percent, NNPA at 0.69 percent, and ROA
at 4.01 percent (up 92 basis points).
Commenting
on the performance, Thomas John Muthoot, Chairman & Managing Director,
said: “Our Q3 FY 2025–26 performance reflects the
enduring confidence our customers place in us and the dedication of our
Muthootians across the country. Behind every number is a family strengthened,
an enterprise supported, and an aspiration enabled. As we continue to grow, our
focus remains on building a resilient institution that combines scale with
responsibility, innovation with trust, and performance with lasting impact. I
extend my heartfelt appreciation to our customers, partners, and Muthootians
whose collective commitment continues to drive our journey forward.”
Reflecting
on the quarter’s achievements, Mr. Shaji Varghese, CEO, added:
“Our results highlight the trust our customers place in us and the dedication
and hard work of our Muthootians. As Gold Loans continue to anchor the
business, we are scaling our presence in MSME financing, digital lending
solutions, savings, and protection. Today, 98% of our customer onboarding is
completed through a digital, paperless process, enabling faster access, greater
transparency, and a seamless experience. With 72 lakh downloads of the Muthoot FinCorp ONE
app, we are further enhancing accessibility and customer experience across
India. Our focus remains on deepening trust, strengthening reach, and
empowering every segment of society.”
Muthoot
FinCorp reaffirmed its commitment to responsible growth, technology enabled
delivery, and customer centric innovation as it enters the Q4 of FY 2025–26.
About
Muthoot FinCorp
Muthoot
FinCorp Limited, the flagship company of the 138-year-old business conglomerate
Muthoot Pappachan Group, is one of India’s leading Non Banking Financial
Companies (NBFCs) with an aim to transform the lives of common man by ensuring
their financial wellbeing through an array of varied products and services. The
Company today offers 32 products and services through its 3,750 plus branches
across India and aims to serve the underbanked, become their most trusted
financial partner, and advance financial inclusion across households in India.
Muthoot FinCorp’s long standing experience, expertise, and strong presence in
semi urban and rural areas enable the company to provide quick and customised
finance solutions to the masses.
About
Muthoot Pappachan Group
The
Muthoot Pappachan Group (Muthoot Blue), with a legacy of over 138 years, is a
diversified business conglomerate with interests spanning financial services,
hospitality, real estate, automotive, and renewable energy. With Muthoot
FinCorp Limited as its Flagship Company and Bollywood icon Shah Rukh Khan as
its brand ambassador, Muthoot Pappachan Group (MPG) today stands as a
formidable presence in India. Guided by a strong tradition of trust, customer
centricity, and responsible growth, the Group serves millions of customers
across India through its wide network of branches and digital platforms, while
continuing to advance financial inclusion, community development, and long term
value creation.
Media
Contact:
Ankita
Mitra: ankita.mitra@muthoot.com -
+91 9620997207