Bengaluru, India — January 27, 2026 : Spydra, a low-code asset tokenization platform, today announced
the release of its new Custodial Wallet for Investors capability for
public-chain token stores—designed to remove one of the biggest adoption
hurdles in tokenized investing: the requirement that every investor must first
become a “crypto power user.”
For many first-time investors, the path to buying tokens still
involves installing browser wallets, managing seed phrases, understanding
network fees, and handling irreversible transactions—steps that are unfamiliar
to mainstream users and can result in permanent loss if credentials are
misplaced. Industry research highlights how common account lockouts and
security incidents can be when users must manage keys and recovery
themselves.
Spydra’s new custodial wallet feature is built to make tokenized
investing feel closer to familiar Web2 experiences—investors can sign up and
invest with email/password flows, while issuers retain the ability to meet
compliance requirements such as KYC, and the platform orchestrates wallet
creation and key management securely behind the scenes.
The problem: Web3 onboarding is still too hard for mainstream
investors
Even as tokenized assets and on-chain marketplaces mature, the
“last mile” user experience remains a bottleneck. A widely discussed barrier is
seed phrase management—users are expected to secure and recover assets with
cryptographic secrets that have no “forgot password” equivalent. User studies
and reporting continue to show conceptual misunderstandings, unsafe practices,
and lockouts tied to recovery phrases and key handling.
Kaspersky’s “Crypto Threats 2023” research found that 32% of
respondents who own or have owned crypto said they lost access to a
crypto-related account, highlighting the real-world impact of complex access
and recovery models. Reuters has also reported a surge in wallet recovery
requests as users get locked out due to forgotten passwords, lost devices,
missing 2FA, or misplaced seed phrases.
Spydra’s solution: Custodial Wallets for Investors (“Wallet-less
Onboarding”)
Spydra’s Custodial Wallet for Investors is the cornerstone of its
“wallet-less onboarding” strategy for token stores on public chains. The
feature enables issuers and marketplace operators to offer a frictionless
investment experience for non-technical users, letting them buy and manage
assets using only an email and password.
From the investor’s point of view, the wallet is “invisible”:
•
Fiat purchase first: Investor
selects an asset and pays using familiar methods (e.g., card payments via
Stripe).
•
Instant wallet provisioning: On
the first successful transaction, the system automatically creates a custodial
wallet linked to the investor’s account.
•
Direct asset delivery: Tokens are
transferred into the newly created custodial address.
•
Simple portfolio view: Investors
see holdings, value, and transaction history through a simplified dashboard
rather than raw on-chain tooling.
Security and compliance foundations
Spydra’s custodial wallet infrastructure is designed around three
principles: event-driven creation, compliance gating, and managed recovery.
•
Event-driven wallet creation:
Wallet provisioning is triggered specifically by the investor’s first
transaction.
•
KYC/identity verification checks:
The system confirms the user has completed required KYC for the token store
before proceeding.
•
Private key management in a secure
environment: Spydra generates and stores private keys within secure
infrastructure so keys do not leave the protected environment—reducing the
chance of investors losing access due to mishandled seed phrases.
•
Account recovery like Web2:
Because keys are managed by the platform, investor recovery can follow standard
email-based flows when passwords are forgotten.
•
ERC-3643 alignment: Custodial
wallets integrate with ERC-3643-style compliance, with each wallet bound to the
investor’s digital identity (ONCHAINID).
Executive quote:
“Tokenization will only scale when the experience is as simple as
any mainstream financial app,” said Manish Tewari, Co-founder of Spydra. “Our
custodial wallet feature removes the biggest friction points—wallet installs,
seed phrases, and confusing on-chain steps—so issuers can onboard everyday
investors with familiar login and payment flows, while still enforcing identity
and compliance requirements.”
Availability
The Custodial Wallet for Investors feature is available for Spydra
Token Stores on public chains as part of Spydra’s public-chain offering and
documentation.
About Spydra
Spydra is a low-code, API-driven asset tokenization platform that
helps businesses tokenize real-world assets and launch digital marketplaces on
public or private blockchain networks. Founded in 2021, Spydra focuses on
developer-friendly infrastructure and configurable workflows that simplify
token issuance, compliance, and investor experiences.