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Mumbai, October 9, 2025 : Payhuddle Solutions today announced Betel, a
cloud-based EMV terminal simulator. This tool lets teams spin up virtual
terminals on demand, execute contact and contactless payment flows, and debug
issues with production-grade visibility. Built for issuers, acquirers, payment
schemes, networks, and terminal manufacturers, Betel removes the hardware
bottleneck from certification and QA, compressing timelines and cutting spend.
Why Betel
Organizations today juggle multiple terminal families, kernel versions,
and scheme variants. Physical devices slow everything down, especially for
distributed teams. Betel virtualizes the terminal estate, allowing engineers
and testers to run complex scenarios in parallel from anywhere.
What Betel does
- Multi-terminal
simulation: Emulate common POS, mPOS, ATM, and unattended profiles; switch
terminal configuration instantly to reproduce field conditions.
- EMV contact +
contactless flows: Run end-to-end transactions for chip and tap, with
configurable risk parameters and profile settings.
- Seamless debugging:
Step through transactions with readable traces and artifacts that pinpoint
where and why a scenario failed.
- Parallel, scalable
runs: Execute large test suites concurrently to accelerate Level 3 and
regression testing.
“Certification delays rarely come from the specifications; they come
from logistics. With Betel, ‘ship a device and wait’ becomes ‘open a browser
and test.’ We have made it so very easy for payment brands, issuers, acquirers,
and terminal vendors,” said Prakash Sambandam, CEO, Payhuddle Solutions.
“Betel helps reproduce issues quickly, and can be used by issuers,
acquirers, processors, terminal vendors, and payment schemes,” added Goutham
YV, Head of Sales at Payhuddle. “Betel’s multi-kernel architecture makes it a
must-have for every stakeholder, especially with the introduction of C-8
profiles.”
Betel complements Payhuddle’s testing portfolio, which includes TECTO
(terminal integration), Tropo (card personalization validation), and other
certification tools, providing a unified path from pre-certification to
go-live.
Betel is now available to early customers, starting today, with phased
rollouts for additional terminal profiles and scheme variants scheduled over
the coming weeks.
About Payhuddle Solutions Pvt. Ltd.
Headquartered in Bengaluru, India, Payhuddle specializes in payment
testing, certification, simulation, and validation tools. The company enables
faster go-to-market for issuers, acquirers, payment networks, and terminal
vendors through domain-led engineering and automation solutions.
For more information, please visit www.payhuddle.com.