Mumbai, 28th
June 2025 : As India
rises to become the 4th largest economy in the world, Tata AIA Life Insurance—one of India’s leading life insurance
companies—brings you a powerful opportunity to grow your wealth and secure your
future through life insurance-linked investment products. India’s strong
economic growth presents a wealth of opportunities, and we are here to help you
tap into this potential with two new funds designed to take full advantage of
India’s growth story.
Introducing two new funds designed to help you
make the most of India’s economic ascent:
- For
those looking to grow their wealth while securing their family’s financial
future
– Tata AIA Top 200 Alpha 30 Index Fund
- For those focused on building a strong
retirement corpus with equity-driven growth – Tata AIA Top 200 Alpha 30 Index Pension Fund
These funds will open for investment on June
23, 2025, and are available at just INR 10 per unit during the New Fund Offer
(NFO) period, ending June 30, 2025. Investments will be made through Tata AIA
Life Insurance’s unit linked insurance plans, offering you the dual benefit of
life insurance coverage and potential wealth growth.
Why Should You Invest?
- Tap into India’s Bright Future
India’s economy is poised for growth,
supported by a young workforce, rapid urbanisation, strong policy reforms, and
key initiatives like ‘Make in India’ and PLI schemes. These funds are your
opportunity to benefit from this promising growth.
- Invest in the Best of the Best
These funds are powered by the Nifty 200 Alpha 30 Index, which picks 30 top-performing stocks with a history of delivering better-than-market returns (alpha). That means smarter stock selection and potential for higher growth. - Built for Long-Term Wealth Creation
Whether you want to build a strong financial foundation for your family or create a retirement fund, these funds are crafted to help you grow your money over time—thanks to their focused, high-growth equity exposure. - Life Insurance Protection: Beyond wealth creation, consumers can
secure their families' financial future with life cover.
The Tata
AIA Top 200 Alpha 30 Index Fund and Tata AIA Top 200 Alpha 30 Pension Fund are
strategically designed to capitalize on these trends, investing in companies
poised to benefit from India’s growth story. Whether you’re focused on growing your wealth or building a strong
retirement fund, these funds offer the ideal combination of performance,
protection, and growth.
Harshad Patil, Chief Investment Officer at Tata AIA Life
Insurance, explains, "India stands at the threshold of a transformative multi-decade economic
growth phase. Our new funds are positioned to capitalise on this promising
trajectory, offering investors an equity instrument based on rigorous data
analysis and superior risk-adjusted returns. These funds aim to capitalise on a
promising trend, offering investors significant long-term value by consistently
enhancing their financial security.”
Key Details of the Funds:
●
Investment Objective: Long-term capital appreciation
through investment in high-alpha stocks
●
Benchmark: Nifty 200 Alpha 30 Index
●
Asset Allocation: 80%-100% in equity &
equity-related instruments, 0%-20% in cash & money market securities
What Customers can expect:
●
Exposure to Alpha-Generating
Stocks: Tapping into companies with
proven track records of outperforming market expectations.
●
Strategic Diversification: Investments across sectors while
maintaining focus on high-conviction opportunities.
●
Long-Term Wealth Creation: Designed specifically for retirement
planning with superior long-term performance potential.
Investment in Top 200
Alpha 30 Index Fund:
Consumers can invest in the fund and be part
of India’s long-term growth story. The fund is available with the following
Tata AIA solutions: Tata AIA Param
Raksha Life Growth +, Tata AIA Param Raksha Life Pro, Tata AIA Param Raksha
Life Pro+, Tata AIA Param Raksha Life Maxima+, Tata AIA Param Raksha Life
Advantage+, Tata AIA Pro Fit, Tata AIA Shubh Muhurat and Tata AIA Shubh Fortune.
Investment in Top 200
Alpha 30 Index Pension Fund:
Investment in the Top
200 Alpha 30 Index Pension Fund is exclusively available with Tata AIA's unit-linked pension
solution, Smart Pension Secure Plan,
which enables consumers to build a robust retirement fund with long-term growth
potential.
Proven
Performance of Tata AIA Funds
Tata AIA's
funds have consistently delivered benchmark-beating returns. 99.93% of the
company’s fund AUM is rated 4 or 5 star (on 5-year basis) by Morningstar*, the
globally renowned Rating Agency. This is significantly higher than the industry
average of less than 30% of funds' AUM being rated 4 or 5 stars.
This
consistent track record of strong performance underscores Tata AIA’s commitment
to delivering investment solutions that align with India’s evolving economic
landscape, enabling investors to confidently capitalise on emerging
opportunities.
Performance of Tata AIA Funds:
|
Last 5 Years Returns* (CAGR) |
||
|
Tata AIA Funds |
Fund Return (%) * |
Benchmark Return (%) * |
|
Multi-Cap
Fund |
31.40% |
22.70% |
|
Top 200
Fund |
32.30% |
22.70% |
|
India
Consumption Fund |
30.44% |
22.70% |
*Data as of May 30, 2025. Past performance is
not indicative of future performance.
Fund Benchmark: Multi Cap Fund, India Consumption Fund, Top 200 Fund: S&P BSE
200.
Inception Dates: Top 200 Fund: 12 Jan 2009,
Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015.
As of 31st May 2025, Tata AIA has grown its Assets Under
Management (AUM) significantly to INR 130,053 Crores, translating to 27.08% YoY
growth. This has been possible due to robust Individual New Business Premium
income and exceptional investment performance.
*© 2024 Morningstar. All rights reserved. The
Morningstar name is a registered trademark of Morningstar, Inc. in India, and
other jurisdictions. The information contained here: (1) includes the
proprietary information of Morningstar, Inc. and its affiliates, including,
without limitation, Morningstar India Private Limited (“Morningstar”); (2) may
not be copied, redistributed or used, by any means, in whole or in part,
without the prior, written consent of Morningstar; (3) is not warranted to be
complete, accurate or timely; and (4) may be drawn from data published on
various dates and procured from various sources and (5) shall not be construed
as an offer to buy or sell any security or other investment vehicle. Neither
Morningstar, Inc. nor any of its affiliates (including, without limitation,
Morningstar) nor any of their officers, directors, employees, associates, or
agents shall be responsible or liable for any trading decisions, damages or
other losses resulting directly or indirectly from the information
About Tata AIA
Life (https://www.tataaia.com/ )
Tata AIA
Life Insurance Company Limited (Tata AIA) is a joint venture Company formed by
Tata Sons Pvt. Ltd. and AIA Group Ltd. (AIA). Tata AIA Life combines Tata’s
pre-eminent leadership position in India and AIA’s presence as the largest,
independent listed pan-Asian life insurance group in the world, spanning 18
markets in the Asia Pacific region.
Tata AIA
reported a total Premium Income of INR 31,484 crore for FY25, up 23% from FY24.
The Company continues to rank among the Top 3 Private Insurers in Individual
Weighted New Business Premium (IWNBP) with an IWNBP income of INR 8,511 crore.
The Company also achieved industry-leading Persistency performance (based on
premiums), ranking #1 in four out of five cohorts.
About the Tata Group
Founded by
Jamsetji Tata in 1868, the Tata group is a global enterprise, headquartered in
India, comprising 30 companies across ten verticals.
The group
operates in more than 100 countries across six continents, with a mission 'To
improve the quality of life of the communities we serve globally, through
long-term stakeholder value creation based on Leadership with Trust’.
In 2023-24,
the revenue of Tata companies, taken together, was more than $165 billion.
These companies collectively employ over 1 million people.
Each Tata
company or enterprise operates independently under the guidance and supervision
of its own board of directors. There are 26 publicly listed Tata enterprises
with a combined market capitalisation of more than $365 billion as on March 31,
2024.
About AIA
AIA Group
Limited and its subsidiaries (collectively “AIA” or the “Group”) comprise the
largest independent publicly listed pan-Asian life insurance group. It has a
presence in 18 markets –wholly-owned branches and subsidiaries in Mainland
China, Hong Kong SAR(3), Thailand, Singapore, Malaysia, Australia, Cambodia,
Indonesia, Myanmar, New Zealand, the Philippines, South Korea, Sri Lanka,
Taiwan (China), Vietnam, Brunei and Macau SAR(4), and a 49 per cent joint
venture in India. In addition, AIA has a 24.99 per cent shareholding in China
Post Life Insurance Co., Ltd.
The
business that is now AIA was first established in Shanghai more than a century
ago in 1919. It is a market leader in Asia (ex-Japan) based on life insurance
premiums and holds leading positions across the majority of its markets. It had
total assets of US$305 billion as of 31 December 2024.
AIA meets
the long-term savings and protection needs of individuals by offering a range
of products and services including life insurance, accident and health
insurance and savings plans. The Group also provides employee benefits, credit
life and pension services to corporate clients. Through an extensive network of
agents, partners and employees across Asia, AIA serves the holders of more than
43 million individual policies and 16 million participating members of group
insurance schemes.
AIA Group
Limited is listed on the Main Board of The Stock Exchange of Hong Kong Limited
under the stock codes “1299” for HKD counter and “81299” for RMB counter with
American Depositary Receipts (Level 1) traded on the over-the-counter market
under the ticker symbol “AAGIY”.
For more
information please contact:
Niladri Bhattacharya
98302 30283
Niladri.Bhattacharya@tataaia.com
Sailee Nayak
+91 993 016 7115