As summer arrives, international travel is on a steep rise.
Tourist visa applications for summer 2025 have surged by 68% compared to last year, reflecting a significant shift.
Travel is no longer a luxury but has become an essential part of the Indian
lifestyle. Popular destinations, such as Schengen countries, the United States,
and the UAE, are seeing unprecedented demand, particularly among Gen Z
travellers, who seek unique cultural experiences.
However, as more people travel, the chances of facing disruptions
such as lost baggage, flight cancellations, or medical emergencies are higher.
These unexpected setbacks can quickly turn a dream holiday into a financial
burden. This is where travel insurance becomes crucial.
"A well-planned holiday should be about adventure and
relaxation, not worries. International travel insurance provides peace of mind
by covering unexpected events, allowing you to focus on making memories rather
than managing risks.” - Shubham Moondra, Chief Product Officer at Royal
Sundaram
Securing a comprehensive travel insurance policy should be at the
top of your summer holiday checklist in 2025.
Medical
Emergencies Abroad Can Be Expensive
Falling ill or getting injured in a foreign country can result in
substantial medical bills. This is especially true in places like the United
States, the United Kingdom, and Australia, where healthcare expenses are pretty
high. A
single-day hospitalisation expense in the United States can be as high as $2260, while a two-week travel insurance policy can be almost a
fraction of that cost. Travel insurance covers hospitalisation and even
emergency evacuations, ensuring you receive timely care without the stress of
high costs.
Flight
Cancellations and Delays Can Disrupt Your Plans
During peak travel season, flight cancellations and delays are
frequent. This can be primarily due to adverse weather conditions, technical
issues, or airline disruptions. International travel insurance provides
reimbursement for accommodation, meals, and alternative transport arrangements,
ensuring your plans stay on track.
Lost or Delayed
Baggage Can Ruin Your Trip
Losing your luggage or passport can be a nightmare. International
travel insurance covers:
- Lost baggage compensation for personal belongings.
- Delayed baggage allowance for emergency purchases.
- Passport replacement assistance to help you navigate foreign
bureaucracy stress-free.
According
to a survey, two in five Indian travellers experienced delayed or lost baggage
over the past two years. Moreover, the percentage of damaged luggage incidents
rose from 35% to 50% in the last year.
Trip
Cancellations and Interruptions Can Lead to Financial Losses
Unforeseen events such as family emergencies and natural disasters
can force you to cancel your trip. International travel insurance reimburses
non-refundable expenses, such as flights and hotel bookings, so you don’t
suffer financial losses.
Emergency
Evacuation and Repatriation Provide Critical Support
In extreme situations, such as political unrest, natural
disasters, or severe medical emergencies, international travel insurance helps
you to get to a safe medical facility or back home. Some policies even cover
the cost of bringing a loved one’s remains home in case of an unfortunate death
abroad.
"Getting
hospitalised abroad can be extremely expensive. This especially holds for
countries where healthcare costs are high. In such cases, having an
international travel insurance policy ensures you receive quality medical care
without worrying about hospital bills, emergency treatment, or
evacuation." - Shubham Moondra, Chief Product Officer at Royal Sundaram
Stay Insured, Travel
Stress-Free
Whether you are a young traveller embarking on a solo adventure
trip, a family planning a dream vacation, or a business professional working on
the go, Royal Sundaram has been safeguarding travellers for years. Our international
travel insurance is tailored to meet the unique needs of different regions,
providing comprehensive protection against medical emergencies, trip
cancellations, lost baggage, and other related risks. No matter where your
journey takes you, travel with confidence, knowing you are backed by a policy
designed for peace of mind.