Tata
AIA Life Insurance continues to set benchmarks in fund performance through its
Unit Linked Insurance Plans (ULIPs). The company's funds have outperformed
market benchmarks. This offers policyholders an ideal combination of long-term
growth and life insurance protection.
Performance
of Tata AIA Funds:
|
Last 5 Years Returns* (CAGR) |
||
|
Tata AIA Funds |
Fund Return (%) * |
Benchmark Return (%) * |
|
Multi Cap Fund |
23.87% |
15.98% |
|
Top 200 Fund |
24.31% |
15.98% |
|
India
Consumption Fund |
22.47% |
15.98% |
*Data as of February 28, 2025. Past
performance is not indicative of future performance.
Fund Benchmark: Multi Cap Fund, India Consumption Fund, Top 200 Fund: S&P
BSE 200.
Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India
Consumption Fund: 05 Oct 2015.
Tata AIA has established its prowess in investment-linked plans,
demonstrating consistent benchmark beating fund performance. 99.93% of the
company’s funds AUM is rated 4 or 5 star (on 5-year basis) by Morningstar, the
globally renowned Rating Agency. This is much higher than industry average of
less than 30% of funds AUM being rated 4 or 5 star.
Performance
of TATA AIA’s NFO’s as of 28 Feb 2025:
|
Fund
name |
AUM
(in Cr.) |
Inception
date |
Returns
since launch |
Benchmark |
Benchmark
returns |
|
Emerging Opportunities Fund |
1518.89 |
31-Dec-2022 |
23.37% |
Nifty Midcap 100 – 95% CRISIL Liquid fund index – 5% |
20.66% |
|
Dynamic Advantage Fund |
194.18 |
31-Mar-2023 |
20.30 % |
Nifty 50 – 50% CRISIL Composite Bond fund Index – 50% |
10.74% |
|
Sustainable Equity Fund |
63.17 |
31-Mar-2023 |
17.31% |
Nifty 100 ESG Index |
16.77% |
|
Small Cap Discovery Fund |
966.60 |
24-Jul-2023 |
28.79% |
NIFTY Small Cap 100 -100% |
16.10% |
|
Flexi
Growth Fund |
613.47 |
31-Dec-2023 |
6.21% |
Nifty
500 Index |
1.99% |
Tata AIA's offerings provide
policyholders with access to high-growth equity opportunities, backed by robust
life and health insurance benefits. The funds focus on high-performing stocks,
offering a balance of risk and return across all market caps.
Harshad Patil, EVP & CIO of Tata AIA, said," In line with Tata AIA Life's
investment objective, we strive to deliver superior, consistent, and
risk-adjusted long-term returns. Based on an established research process, we
follow a bottom-up approach to stock picking. By doing so, we have been able to
deliver outstanding fund performance across our portfolio.”
With a steadfast focus on policyholder benefits, Tata AIA Life
Insurance continues to lead by delivering consistent, benchmark-beating returns
and redefining life insurance through its integrated ULIP offerings.
As of 28th February 2025, Tata AIA has grown its Assets
Under Management (AUM) significantly to INR 114,905 Crores,
translating to 19.70% YoY growth. This has been possible due to robust
Individual New Business Premium income and exceptional investment performance.
How
Tata AIA NFOs have performed during the market Volatility:
|
Incident |
Name
of Fund |
Amount
Invested (INR) |
Fund
value as on 28 Feb’25 (INR |
Return
as on 28Fen’25 |
|
Lehman Brothers crisis in 2008 |
Top 200 |
1,00,000 in Feb 2009 |
14,99,679 |
18.44% |
|
Demonetization in 2016 |
Top 200 |
1,00,000 in Dec 2016 |
4,67,891 |
18.70% |
|
Multi Cap Fund |
1,00,000 in Dec 2016 |
5,34,102 |
20.46% |
|
|
COVID-19 epidemic in 2020 |
Top 200 |
1,00,000 in Mar 2020 |
4,36,190 |
34.26% |
|
Multi Cap Fund |
1,00,000 in Mar 2020 |
4,33,517 |
34.09% |
How
investments made in Tata AIA fund during the Market volatilities have resulted
in superior investment returns:
|
Name
of Fund |
Investments |
Fund
Value as of 28 Feb 2025 (INR) |
Return
as 28 Feb 2025 |
|
Top 200 Fund |
INR 3,00,000 (INR 100000 each during Feb 2009, Dec 2016
and Mar 2020) |
24,03,760 |
19.51% |
|
Multi Cap Fund |
INR 3,00,000 (100000 each during Oct 2015, Dec 2016
and Mar 2020) |
15,23,587 |
23.11% |
Therefore,
it is advisable to average down one’s portfolio and take benefit of the
attractive valuation available whenever there are market volatilities.
For more information please
contact:
Niladri Bhattacharya
98302 30283
Niladri.Bhattacharya@tataaia.com
Sailee Nayak
+91 993 016 7115