With global temperatures
rising, Indian summers are becoming increasingly extreme. According to
the Indian
Meteorological Department (IMD),
2023 saw over 200 heatwave days across different regions, with temperatures
soaring above 45°C in multiple states. Such intense heat doesn’t just affect
people; it can also severely damage vehicles. Without proper protection,
prolonged exposure to high temperatures can lead to expensive repairs and
safety hazards.
“As Indian summers grow
increasingly harsh, car owners must take proactive steps to protect their
vehicles. Extreme heat can impact battery life, tyre pressure, and engine
performance. Regular maintenance, heat-resistant accessories, and timely
servicing can help keep your car running smoothly all season long." -
Shubham Moondra, Chief Product Officer at Royal Sundaram
Precautionary Steps
to Protect Your Car
- Park in the Shade: Whenever possible, choose covered parking or use sunshades to
reduce heat exposure.
- Ventilate Before Driving: Open the doors or windows for a few minutes to let trapped
hot air escape before turning on the AC.
- Check Coolant and Engine Oil: Ensure fluids are at optimal levels to prevent overheating.
- Monitor Tyre Pressure: Heat expands air inside tyres, so check and adjust pressure
as needed.
- Use Protective Covers: Car covers, sunshades, and seat covers can help protect
interiors from heat damage.
- Regular Battery Checks: Extreme heat weakens batteries; routine inspections help
avoid unexpected failures.
How Royal
Sundaram's Summer Protection Cover Shields Your Vehicle
1. Fire and
Self-Ignition Protection
Royal Sundaram's comprehensive
car insurance covers damages resulting from fire incidents, including those
caused by self-ignition. This ensures that the repair costs are covered if your
vehicle suffers fire damage due to extreme heat or other factors.
2. Engine and Cooling
System Coverage
While specific coverage for
engine overheating due to heat isn't explicitly mentioned, maintaining your
vehicle's cooling system is crucial. Regular maintenance can prevent potential
heat-related damages. It's advisable to check with Royal Sundaram about any
add-ons or specific coverage options for engine protection.
3. Tyre Damage
Assistance
Comprehensive policies
typically cover damages resulting from accidents, which may include tyre
damage. However, wear and tear due to heat may not be covered. Consider
inquiring about add-ons like tyre protection covers for enhanced coverage.
4. Battery and
Electrical Component Protection
Electrical failures resulting
from covered perils, such as fire, are typically included in comprehensive
policies. However, general wear and tear or heat exposure damage may not be
covered. Regular maintenance is essential to keep these components in good
condition.
5. Interior and
Exterior Damage Reimbursement
Comprehensive coverage includes
damage to your vehicle's interior and exterior caused by covered events, like
fire or accidents. However, damages like paint fading or upholstery wear due to
prolonged sun exposure are generally considered wear and tear and may not be
covered. Using sunshades and regular upkeep can help mitigate these effects.
Stay Ahead of the
Heat: Why Insurance is Essential
With heatwaves expected to
intensify in the coming years, proactive protection is the best way to
safeguard your vehicle from costly damage.
“Investing in a Summer
Protection Cover ensures your vehicle remains resilient against extreme weather
conditions, providing longevity and peace of mind." - Shubham Moondra,
Chief Product Officer at Royal Sundaram
Don’t let the extreme heat drain your wallet —
protect your vehicle today with Royal Sundaram's Car
Insurance policies. Stay insured
and drive confidently, no matter how high the mercury rises!