As temperatures rise across India, your vehicle
faces intense heat stress, impacting its performance and longevity. With many
regions experiencing heatwaves exceeding
45°C, ensuring your car is well-maintained for summer
is essential. Heat-related damages can lead to costly repairs, but proper
precautions and a comprehensive insurance policy can help.
“As the summer season intensifies, vehicle owners
must proactively prevent heat-related damage. Proper maintenance and the right
insurance coverage can help mitigate unexpected repair costs.” - Mallikarjun
Mallannavar, Chief Claims Officer at Royal Sundaram
Royal Sundaram has been a trusted name in car
insurance for over two decades, providing comprehensive coverage to more than
20 lakh vehicle owners.
Tips
to safeguard your car during India’s extreme summers
1.
Check and Maintain Engine Cooling Systems
High temperatures put immense strain on the
engine, making an efficient cooling system crucial. Ensure that coolant levels
are adequate, and regularly inspect the radiator, hoses, and coolant reservoir
for leaks or cracks. Overheating can lead to engine failure, one of the most
expensive repairs.
2.
Monitor Tyre Pressure and Condition
Heat causes tyre air pressure to rise, increasing
the risk of blowouts. Underinflated or worn-out tyres can also reduce grip and
handling. Check tyre pressure frequently and ensure they are inflated to the
manufacturer’s recommended levels.
3.
Protect Your Car Battery
Excessive heat accelerates battery fluid
evaporation, leading to corrosion and reduced battery life. To prevent
overheating, have your battery checked before summer, clean the terminals, and
park in shaded areas.
4.
Inspect and Replace Worn-Out Wipers
Summer storms and dust accumulation can affect
visibility. Ensure your wiper blades are in good condition, and replace them if
they show signs of wear. Windshield washer fluid should be topped up to keep
the glass clean and streak-free.
5.
Park Smartly to Avoid Heat Damage
Extended exposure to direct sunlight can cause
dashboard cracking, seat damage, and exterior paint fading. Whenever possible,
park in shaded areas, use sunshades and apply a protective coating to your
car's paintwork.
6.
Ensure the Air Conditioning System is Functioning Properly
A faulty air conditioning system can make summer
drives unbearable. To maintain cooling efficiency, get the AC unit checked,
clean the filters, and refill refrigerant gas if needed.
How
Insurance Can Protect You from Heat-Related Damages
- Engine Protection Add-On: Some insurance policies offer an
Engine Protection Cover, which provides financial assistance for engine
damage due to unforeseen incidents, such as water ingress or oil leakage,
but not due to regular overheating.
- Tyre Protection Cover: Some insurance plans offer a
Tyre Protection Add-On that covers damages such as bulges, cuts, or
accidental impact, though wear and tear due to heat exposure is not
included.
- Comprehensive Coverage for Fire
and Natural Calamities: Extreme
heat can sometimes contribute to fire hazards. A comprehensive policy
typically covers vehicle damage due to fire-related incidents.
- Roadside Assistance for Summer
Breakdowns: If your car
breaks down due to overheating, Roadside Assistance Add-On can help with
emergency repairs, towing, or alternative travel arrangements.
“Securing your vehicle from extreme weather
conditions is no longer optional — it’s a necessity. Ensuring your vehicle is
equipped with the right insurance coverage means safeguarding yourself against
unforeseen challenges on the road.” - Mallikarjun Mallannavar, Chief
Claims Officer at Royal Sundaram
Royal Sundaram’s comprehensive motor insurance gives you access to a vast network of preferred
garages, cashless repairs, and seamless claim processing. A vehicle is more
than just a mode of transport — it’s an investment. Protect it wisely and drive
with confidence, knowing you have the right coverage for every journey.